- Fixed lifetime interest rate of 4.39% with Nationwide
- No advisor or broker charges apply
- Free valuation of your property is included
- Make monthly repayments if you choose
- Lifetime equity release product with no set end date
- No charges if you repay early
To see whether Nationwide Equity Release could be right for you, please complete the form below:
The Nationwide Building Society has been regarded as a highly trusted brand by UK consumers for decades.
Nationwide equity release not only offers a desirable interest rate of 4.39% but also provides terms and overall fairness that exceed those of many other later life lenders. The Nationwide equity release calculator will help you quantify how the interest on the lifetime mortgage will grow over time, as well as provide an indication of how much you can release and what the other associated costs are.
Here are so key features:
- Your loan amount is based on your full open market property value
- An equity release lender with no advice fee
- Ideal for home improvements
- Have mortgage rates not been offered by other equity release schemes and other lifetime mortgage products.
- The mortgage advisers are free and can be found on the high street
- There are no valuation fees
- The equity release adviser gives great expert advice
- As detailed by the Equity Release Council, the interest payments are not required, and the repayment charges are made clear
- The percentage rate is fixed for life as shown in the lifetime mortgage calculator
- There is no fixed mortgage term
- The lifetime mortgage rates offered by the Nationwide are very competitive
- You can have one lump sum or pull out more money over time
NATIONWIDE BUILDING SOCIETY – STRUCTURE, AUTHORIZATIONS, OPERATIONS, GLOBAL FOOTPRINT & CONTACT DETAILS
🏛️ AFFILIATED ENTITIES & SUBSIDIARIES for Nationwide Equity Release
| Entity Name | Jurisdiction | Reg/Co No. | Role / Function |
|---|---|---|---|
| Nationwide Building Society | England & Wales | 355B | Mutual parent organisation |
| Nationwide International Limited | Isle of Man | (defunct 2017) | Former offshore savings subsidiary |
| Nationwide UK (Ireland) | Ireland | — | Deposit-taking (2009–2017) – now closed |
| Nationwide Covered Bonds LLP | England & Wales | OC313878 | Special-purpose vehicle for bond issuance |
🛡️ REGULATORY AUTHORITIES & LICENCES for Nationwide Equity Release Products
| Entity | FCA Authorised | PRA Authorised | Other Regulatory Bodies |
|---|---|---|---|
| Nationwide Building Society | ✓ (FCA reg‑106078) | ✓ | PRA — as building society; FSCS coverage |
| Nationwide International Ltd. | — | — | Isle of Man Financial Services Authority (exited in 2017) |
🌍 KEY PRODUCTS & SERVICES
- Saving Accounts: Easy-access, fixed-term, ISAs, children’s savings
- Nationwide Equity Release
- Mortgages: Residential lending, remortgages, buy-to-let, lifetime mortgages
- Lending: Personal loans, overdrafts, credit cards, secured loans
- Insurance: Home, life, travel, payment protection, critical illness
- Wealth & Investments: Investment bonds, S&S ISAs, financial planning
- Commercial Lending: SME business accounts, asset finance, commercial mortgages
- Covered Bonds: Issued via Nationwide Covered Bonds LLP
- Offshore Accounts: (Defunct) multi-currency, euro, USD savings in Isle of Man
- Member Participation: Redeeming profits via dividend payments
🌐 BRANCH NETWORK & HEAD OFFICES
| Operation / Region | Postal Address | Telephone | Web Address |
|---|---|---|---|
| Head Office (Swindon) | Nationwide House, Pipers Way, Swindon SN38 1NW | +44 1604 853696 | www.nationwide.co.uk |
| Northampton Admin Centre | Kings Park Road, Moulton Park, Northampton NN3 6NW | (via Swindon number) | — |
| Bournemouth Admin Centre | Portman House, Richmond Hill, Bournemouth BH2 6EP | (via Swindon number) | — |
| Nationwide UK (Ireland) | 13 Merrion Row, Dublin 2, Ireland (closed May 2017) | — | — |
| Nationwide International Ltd | Douglas, Isle of Man (closed 2017) | — | — |
| Nationwide Covered Bonds LLP | Nationwide House, Pipers Way, Swindon SN38 1NW | — | — |
📞 CUSTOMER SERVICE & SUPPORT LINES
| Service / Department | UK Contact Number | Notes |
|---|---|---|
| General Member Enquiries | 0345 300 5000 | Standard working hours |
| Mortgages | 0345 878 7888 | Dedicated mortgage advice line |
| Loans & Personal Credit | 0345 300 3884 | Includes overdrafts and credit cards |
| Savings & ISAs | 0345 300 0500 | Savings account management |
| Complaints Handling | 0345 300 2014 | Complaint resolution department |
| Lost or Stolen Cards | 0345 300 0210 | 24/7 replacement service |
| Investment Services | 0345 300 3636 | Includes investment product support |
| Business Banking | 0345 300 0006 | SME and commercial services |
📋 INVESTOR RELATIONS & MEDIA ENQUIRIES
| Function | Contact |
|---|---|
| Investor Relations | Via the “Investor Relations” section on the website |
| Media & Press | Treasury Contacts published via the IR portal |
| Treasury & Funding | Treasury Contacts published via IR portal |
🔎 ADDITIONAL NOTES ON GLOBAL OPERATIONS
- Global Footprint: Primarily UK-focused; offshore/ex-ROI services previously offered
- Covered Bonds: Issued under Covered Bonds LLP, regulated under EU/UK frameworks
- Historic Offshore Operations: Ceased Isle of Man and Ireland operations in 2017
- Member-based Model: Mutual structure with no shareholders; members benefit from profits
- FSCS Protection: Saving and mortgage products fall within UK Financial Services Compensation Scheme
