HSBC Equity Release

• Fixed for life at 4.89% with HSBC
• No advisor or broker fees apply
• Includes a free valuation of your home
• Make monthly repayments if you choose
• No penalties for early repayment
• Designed to last for the rest of your life

To see whether HSBC equity release is suitable for your circumstances, please complete the form below:

If you are aged 55 or over and your financial adviser has told you you are exposed to the estate tax, a specialist independent legal advisor may suggest you get equity release advice, and read the Equity Release Council website and the Financial Conduct Authority information about your tax position.

HSBC UK offers some very competitive equity release products. A free equity release adviser can help you use the equity release calculator and show you the types of equity release and lifetime mortgage deals available.

The tax-free cash you can gift to your loved ones, use for home improvements or other long-term care costs.

A loan secured against your home before you die or move into long-term care could help your loved ones minimise the size of your mortgage using your property value. HSBC equity release provider offers are likely to be very similar to the rates offered by other building societies and mainstream high street lenders to your children.

HSBC – Corporate Structure, Regulatory Registrations, Global Activities & Contact Information

🏦 HSBC Group Entities & Subsidiaries that offer a cash lump sum

🛡️ Regulatory Registrations & Authorisations for HSBC Equity Release and other mortgage products

• UK (FCA & PRA): HSBC Bank plc, HSBC UK Bank plc, HSBC Innovation Bank Ltd, HSBC Private Bank (UK) Ltd (no advice fee)
• Channel Islands (CI): HSBC Expat regulated by GFSC/JFSC
• We’re a member of the Equity Release Council

🌍 Global Business Activities & Services as well as HSBC Equity Release

• UK: Retail, business banking, mortgages, credit cards, insurance, private banking, commercial banking, industry body
• Wealth Management/Private Banking: Via HSBC Private Bank (UK) & global platforms
• Global Markets & Investment Banking: Forex, debt/equity markets, commodities trading, M&A advisory
• Asset/Custody Services: Institutional safeguarding in major markets
• Commercial & Corporate Finance: Working capital, trade finance, structured finance
• Digital & Offshore Banking: International personal accounts, wealth platforms, HSBC Expat
• Insurance: General and life products in retail and Asia-Pacific
• Islamic Banking: Via HSBC Amanah Malaysia
• Fintech/Innovation: Through HSBC Innovation Bank, global tech hubs

📬 Principal Postal Addresses & Contact Details to take out equity release

HSBC Group Headquarters, where interest rates are set

• 📍 8 Canada Square, London, E14 5HQ, UK if you want to take out equity release
• 📞 +44 (0)20 7991 8888
• 🔗 Website: https://www.hsbc.com

The Financial Conduct Authority regulates HSBC Bank plc (UK Legal Entity)

• 📍 8 Canada Square, London E14 5HQ
• 📞 +44 (0)20 7991 8888

HSBC UK Bank plc (Retail Bank) with independent legal advice

HSBC Expat (Channel Islands)

• 📍 Saint Helier, Jersey, Channel Islands
• 🔗 https://www.expat.hsbc.com

📞 Key Phone Numbers For HSBC Equity Release to release from your home equity

• Group HQ: +44 (0)20 7991 8888

For a house like the one above, there is a guarantee that the total amount you owe cannot be greater than the value of your property.

You don’t have to commit to anything, and you won’t need to pay an advice fee.

Home reversion plan: This plan allows you to sell part or all of your home while you continue to live in it. But these are not recommended for most people. Equity Release is much better for most people.

With HSBC Equity Release, there is no early repayment charge (ERC).

You should find out how to access independent legal and financial advice about the market value of your home, your future benefit entitlement, your council tax liability, and your long-term care costs.